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PRIVACY POLICY AND NOTICE OF INFORMATION PRACTICES

Our Privacy Commitment

At Garry & Associates privacy of our customers is important. We are committed to protect the privacy and security of the personal information that you share with us. The trust of our customers is our most valuable asset.

New federal and state laws and regulations require us to send notice regarding our privacy and information practices. This privacy policy is designed to provide information about the types of information we collect from our customers, how we protect and use that information and the circumstances under which we will share it with third parties.

How Information is Collected

We get most information from the applicant; insured or anyone authorized to provide the information. Information is obtained from the applicant for insurance, from other related forms or through a verification phone call. If additional information is needed, it may be obtained from independent third party vendors including reporting agencies.

Information collected may relate to those factors used in underwriting the insurability of the applicant or insured and will only be shared with those insuring companies we represent. The information collected might include name, address, social security number, telephone number, date of birth, drivers license number, driving record and motor vehicle registration information. It may also include type and plan of insurance, other insurance owned, claims history data or any other information related to underwriting.

How We Protect Information

Garry & Associates maintains physical, electronic and procedural safeguards to protect the information we have obtained and assist us in preventing unauthorized access to that information.

Multiple computer software products that use passwords, encryption, user identification numbers and personal identification codes to guard against unauthorized access protect electronic records. Our internal systems contain electronic firewall and other security measures designed to prevent unauthorized access to electronic records. Electronic points of entry as well as databases, servers, e-mail and workstations are protected by virus detection/removal software.

We train all our employees on our Privacy Policy and the importance of privacy and confidentiality of all information we collect.

How We Use and Disclose Information

We may disclose any information we collect when we believe it is necessary for us to conduct or service your business or where disclosure is permitted or required by law. For example, information may be disclosed during the underwriting process, while the insurance is in force, while we are attempting to remarket your coverages to another carrier or when your insurance has terminated to:

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Anyone who has been properly authorized to receive the information;

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Claims adjusters to process claims;

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Underwriters to accept or reject a request for insurance;

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Investigators or attorneys;

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Data processing and billing firms;

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Our affiliated insurance companies;

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Insurance regulators, courts or government agencies or others as may be permitted or required by law.

Any person or entity with which we share information must maintain the same high standards of privacy and confidentiality that we require of our own employees and affiliates.

We do not make disclosures of information to any other companies that may want to sell their products and services to you. We will not sell any information to any other company. We do not disclose information subject to the Fair Credit Reporting Act except as permitted or required by law.

Garry & Associates values our association with you and appreciate the opportunity to bring you valuable products and first class service.

If you do not have any problems with the provision and are willing to accept its terms, simply continue doing business with us and no other affirmative action is needed. If you are not willing to accept its terms, please contact us at 135 E 20th Avenue, North Kansas City, MO 641116-3412 or you can call us at (816) 221-9400.